Natural disasters can throw your life into disarray. But there are steps you can take to prepare.
Know what your homeowners insurance covers. Read your policy now—not when disaster is imminent—and ask your agent about anything you don’t understand.
Consider flood coverage. Learn more about flood insurance.
Keep important records handy. Keep your homeowners insurance policy number, your agent’s phone number and other important documents in a place you can easily access. You may wish to store copies of these items off-site.
Decrease your risk. Clearing brush from near your home decreases your chance of fire damage; fixing drainage problems can prevent water from entering your home; making sure your smoke detectors work may be your best defense against property damage or loss of life from a fire.
Your number-one priority in any disaster is your safety. Find information about how to prepare for disasters.
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