Monday, September 24, 2007

10 MORE THINGS TO DO IN AUSTIN

1. Explore shops along "The Drag" (Guadalupe St. at UT) 478-0098
2. Take an evening horse & carriage ride around downtown 478-0098
3. Visit the Blanton Art Museum 471-7324
4. Visit Texas Memorial Museum, Native American artifacts 471-1604
5. Enjoy a concert or cultural event at Frank Erin Center 477-6060
6. Visit Nettie Lee Benson Latin American Collection 495-4520
7. Take a walk/jog on the trail along Lady Bird Lake downtown 499-6700
8. Tour the French Legations, Austins oldest building 472-5102
9. Enjoy the view from the UT clock tower 475-6633
10. Play frisbee golf at Zilker, Bartholomew or Pease Park 477-7273

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Friday, September 21, 2007

FREE COMPARATIVE MARKET ANALYSIS of Your Home In Austin

If you are thinking of selling your home in the Austin area and would like an idea of what it may sell for, I offer a FREE comparative market analysis for Austin area homeowners based on actual sold homes of similar size, age and quality from your neighborhood. Call or email me with the request at 512.589.7988 or robin@robinscottrealtor.com

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Thursday, September 20, 2007

4 WAYS TO FIX BAD CREDIT

Credit problems can seem like an insurmountable barrier to getting a home loan. It’s not an easy task, but you can turn things around.

1. Develop a budget. Stop all credit transactions first. Now you can manage your inflow and outflow of cash. Develop a flexible budget. Consider all necessary expenses. Then, eliminate expenses that can be trimmed. For more help, contact a nonprofit credit counseling agency, such as the CCCS at 800/308-2227.

2. Contact your creditors. If you aren’t making timely payments, don’t wait to be turned over to collectors. Your creditors may be able to help you get on a lower-interest payment plan or agree to a settlement.

Tip: If your balance is unmanageable, offer a 30% settlement first. Some creditors will take payments of 30%-40% rather than have you default. Get it in writing. When paid in full, send the settlement letter to the credit bureaus (Equifax, Trans Union, and Experian/TRW.)

3. Consolidate your debt. Another approach to acquire a debt consolidation loan. This type of loan will allow you to pay off your outstanding balances with one, lower-interest monthly payment.

4. Avoid bankruptcy if you can. A last resort is bankruptcy because of its long-lasting effects. Bankruptcy can make it difficult to attain future credit. It does, however, offer a new start. The primary types of personal bankruptcy are Chapter 13 and Chapter 7. Chapter 13 allows you to keep property but pay off a default amount during a three-to five-year period. Chapter 7 liquidates all of your assets that are not exempt. Property is turned over to creditors or sold by a court-appointed official.

New laws allow you to check your credit once a year for FREE.

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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rienced professional. Call Robin Scott, Broker at 512.589.7988.Like us on facebook!

Wednesday, September 19, 2007

HOME BUYING PROCESS in Texas

Here is the process for buying a home in Texas:
1. Contact a REALTOR®. My contact information is 512.589.7988.
2. Talk to a lender and get pre-approved for a loan.
3. You and your REALTOR® will look at suitable properties.
4. Once you choose a property your REALTOR® will help you write and negotiate an offer.
5. Hire a property inspector.
6. Your REALTOR® will help you negotiate for repairs if needed.
7. Arrange for homeowner's insurance.
8. The lender will order an appraisal.
9. The title company will order a survey and a title search.
10. Have the utilities changed to your name.
11. Hire a moving company.
10. Your REALTOR® will accompany you to the title company where you will sign papers promising to repay the loan and transferring the deed of the property to you.

Although we sometimes face challenges, I try to make this process as easy as possible for my home buyers.

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Tuesday, September 18, 2007

Real Estate Selling SUCCESS STORY in Austin




Last Friday evening I posted a home for sale in south Austin. My seller worked hard following my suggestions to clean, pack away everything extra, rearrange the furniture and board her pets. I didn't even have a chance to post it on my blog. By 11 am Saturday we had a call that an offer was coming in. Before we could negotiate, more offers came. The house sold for above asking price. If you would like to experience this success in selling your house. Give me a call or email 589.7988, robin@robinscottrealtor.com

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Monday, September 17, 2007

BUYER'S COSTS FOR PURCHASING A HOUSE IN AUSTIN

As a home buyer, you need to know what to expect in terms of costs you will incur in purchasing a home.

You will not have to pay the REALTORS commission so use one. There are so many things a professional can help you with such as financing information, searching, negotiations and processes and procedures.

1. Earnest money - usually 1% of the offer price.

2. Option fee - about $150.

3. Whole house inspection - about $350 and up depending on the size of the home.

4. Termite inspection - about $75.

5. Appraisal - about $450.

6. Closing fees - from the lender and title company ares estimated at 3% of the cost of the purchase.

7. Other fees - depending on the terms of the loan, the lender may require prepaids. Paying 3 months of taxes and insurance in advance to be held in an escrow account until due.

8. Your downpayment amount. This changes with mortgage changes and you should consult your mortgage broker for options. The more you can put down, the better.

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com 

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Monday, September 10, 2007

REAL ESTATE COMMISSSIONS

A potential client asked me to reduce my commission because his house would probably sell in 2 weeks. What a curious thing to ask. I'm thinking, if it takes longer than 2 weeks will I get more commission? If that's how it works, should I slow the marketing process so it won't sell as quickly?

The truth is I put all the effort I can into selling a house quickly. Most of the work I do is in the first 2 weeks and negotiating after an offer is submitted. Just as the home seller wants to be compensated for the work they do at their job, so the REALTOR® wants to be compensated for their.

I charge a 6% commission which I split with the buyers agent and then split again with Amelia Bullock Realtors plus I pay for MLS membership fees, continuing education and the marketing of a home. If you use my services to sell your home and buy a new one, I will reduce my commission on the sale of your home to 5%.

Did you know that national statistics show that 9 out of 10 for sale by owners eventually list with a REALTOR®? As a real estate professional, I'm here to make the process as smooth and easy as possible. If you have any questions or would like a presentation on how I can help you, call or email 512.589.7988 or robin@robinscottrealtor.com

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com 

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Thursday, September 6, 2007

HOW IS A MORTGAGE PAYMENT CALCULATED?

Generally, your mortgage payment consists of PITI - principal, interest, taxes and insurance.

If you choose to escrow, you allow the mortgage company to collect from you 1/12 of the annual taxes and insurance on the home every month as part of your payment. When the tax or insurance bills come due, the mortgage company pays those bills for you. Easy.

You may choose not to escrow and be responsible for saving and paying those bills yourself. During the year you could be collecting that money in an interest bearing account.

To decide which is best for you, consider whether you are the personality type to be organized and on top of it or if it's better to have someone else take over the responsibility for you. Just be sure to let your mortgage company know what your plans are at the beginning of the loan process.

If you have any other questions you may post here or email me at robin@robinscottrealtor.com

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Wednesday, September 5, 2007

RELOCATING TO AUSTIN

If you're thinking of relocating to Austin, email me or give me a call. I'd love to provide you with the kind of information you'd like to help with your decision. I can tell you about outdoor recreation, sports, culture, museums, shopping and job opportunities.

Did you know that Austin is one of only 14 cities in the US to have a symphony, ballet and opera and also calls itself "the live music capitol of the world" with such internationally renowned annual venues as Austin City Limits and SXSW?

If there is something specific you'd like to know about, let me know. I can address it on this Blog.

Most frequently asked question by people relocating is "What do people in Austin complain about the most?" The answer is "Traffic." And that is the only complaint I hear people make about Austin.

Contact me at 512.589.7988 or email robin@robinscottrealtor.com

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Tuesday, September 4, 2007

Hiring a REALTOR to Sell Your House

I want to be your REALTOR®. Below is a list of the things I do to market your home:

• provide advice on preparing to sell including providing a consultation about staging
• have a professional photographer photograph your home for marketing
• put a sign in yard and lockbox on door
• create flyers for the interior of the house
• send an email broadcast to REALTORS, client & prospect database
• post on ABOR multiple listing service the most important marketing source
• post on austinhomesearch.com
• post on REALTOR.com
• post on robinscottrealtor.com
• post on robinscottrealtor.blogspost.com
• post on tourfactory.com
• hold open house
For an appointment for a presentation of my services please call me at 512.589.7988

http://www.realtor.org/     http://www.crs.org   http://www.rebac.net/   http://www.srscouncil.com/


I want to be you REALTOR®. If you are thinking about selling your house in the greater Austin area, call me at 512.589.7988 and I can walk you through getting your house ready to sell, marketing your house and represent you to the end of the transaction.

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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Monday, September 3, 2007

AUSTIN AREA MARKET STATISTICS FOR JULY 2007

Market Summary from July 2007 as Compared to July 2006
ALL SINGLE FAMILY SALES 2,645 - DOWN 2%
All Active Single Family Listings 9,451 - UP 13%
Single family Median Price $190,000 - up 7%
Single Family Pending Sales 2,573 - DOWN 16%
source: Austin Board of Realtors

MY OPINION OF THE MARKET
Although the information is that our job market and real estate market are strong, I think we are going to start to see a trickle down effect from the real estate and mortgage crisis in the rest of the country. When? I'm thinking some time next year. As you can see, our inventory is high and sales have started to slow. If you know anyone who is intending to sell a house, I'd love to help. You can call or email me at 512.589.7988 or robin@robinscottrealtor.com

Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com

Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.

Search for homes through Austin MLS
Find your home's value
Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.

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