1. Shop around. Check with several different insurance companies to get rate quotes.
2. Raise your deductible. If you increase your deductible, you’ll save on your premiums.
3. Buy your home and auto policies from the same company. Many companies will give a "multi-line" discount if you buy both from them.
4. Insure your home, not the land. While your home and its contents are at risk from fire, theft, windstorms, and other perils, the land is not. Don’t include the value of the land.
5. Improve security and safety. Items such as dead-bolt locks, burglar alarms, and smoke detectors can usually bring discounts. Your insurance company may also offer a discount if you install a sophisticated home-security system.
6. Check your policy annually. Review your policy every year and make necessary adjustments.
I want to be you REALTOR®. If you are thinking about selling your house in the greater Austin area, call me at 512.589.7988 and I can walk you through getting your house ready to sell, marketing your house and represent you to the end of the transaction.
Homes sellers are also homebuyers. If you are in the Austin, Texas area and are planing to sell and/or buy a house, contact me for a FREE home market analysis and marketing plan or help finding and purchasing your new home. Robin Scott, REALTOR® 512.589.7988 or robinscottrealtor@gmail.com
Austin, Texas. Robin Scott, BROKER. Certified Residential Specialist, Accredited Buyer's Representative, Seller's Representative Specialist. 512.589.7988.
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Buying or selling? Hire an experienced professional. Call Robin Scott, Broker at 512.589.7988.
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